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PURCHASE

Someone is excited about
their new home

We find the best mortgage options for you.

Whether it's your first home or you are looking to upgrade and you are ready to sell your home and buy a new one, your first move should be to look into your mortgage options.

If you need a bigger mortgage, your options will include bringing your mortgage with you if it is portable and blending your existing rate with the rates of today or potentially breaking the terms and moving to a new lender.

our Approach

Mortgage Process

01

Complete Intro Form  2 min

It all starts with a simple "Who are you? form. Once this is completed one of our team members will reach out and set you up with an application. Click below to start the form:
02

Request Application 5 - 10 min

After we connect with you, a formal application will be supplied which is to be completed so we can begin shopping it to lenders.
03

Document List Provided 20 min

Based on your employment and financial situation the documents needed will vary, so at this stage, we will narrow down exactly what we need from you to succeed in getting the best rate.
04

Mortgage Goal Planning 30 min - 1 hr

Now it is time to dig deep and define exactly what you want, how we are going to get it, what we can afford and answer any questions you may have.
05

Certificate of Pre-Approval

Time to start shopping! Now that you now what you can technically afford it is time to get a great realtor who will help you shop for the property you want.
06

Lender Selection 10 min

You have narrowed in on the home you want and this is our time to search for the absolute best rate possible and send off for final approval.
*at this stage we usually find better rates than when you were pre-approved
07

Approval Package Review 15 - 45 min

Congratulations you only have the mortgage paper work left, but don't worry, we guide you through it page by page.
08

Closing Time

Now your mortgage is complete and your journey to owning your property is pretty much done.  All that is left is meeting with the lawyer and finalizing a couple final details.

Let's Get Started

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Quarterly Advice & Insight

Just beginning the home buying process or perhaps you're looking to upgrade or do some home renovations.  Our email newsletter will provide some tips, tricks and insights into what is happening in the marketplace and how to capitalize on it.

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