Mortgages for

Being a business owner is hard and we believe you deserve to be a homeowner just as much as anyone else.
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The journey to home ownership is different for entrepreneurs!

Good news is, there are solutions designed specifically for you.
How much debt does your business carry and are you able to decrease this load?
Does your business have a good credit score and is it trusted by lenders?
How have you been paying yourself? Has it been consistent and has it been accounted for?

We know the path from business owner to home owner

Aligning your business objectives and real estate goals is crucial,

especially when you are buying your first home.
How is your business structured?
Are you able to afford to pay a larger down payment?
Are your documents organized and are you able to present to lenders sustainability in your business?
Pilot Mortgages

If you can own a business you can own a home

it all starts with completing an application.
Our Approach
The Self Employed Mortgage Process
Like you have built your business, we will build your mortgage!
01. Complete Intro Form 2 min
It all starts with a simple "Who are you?" form. Once this is completed one of our team members will reach out and set you up with an application. Click below to start the form:
02. Request Application 5–10 min
After we connect with you, a formal application will be supplied which is to be completed so we can begin shopping it to lenders.
03. Document List Provided 20 min
Based on your employment and financial situation the documents needed will vary, so at this stage, we will narrow down exactly what we need from you to succeed in getting the best rate.
04. Mortgage Goal Planning 30–60 min
Now it is time to dig deep and define exactly what you want, how we are going to get it, what we can afford and answer any questions you may have.
05. Certificate of Pre-Approval
Time to start shopping! Now that you know what you can technically afford it is time to get a great realtor who will help you shop for the property you want.
06. Lender Selection 10 min
You have narrowed in on the home you want and this is our time to search for the absolute best rate possible and send it off for final approval.
*at this stage we usually find better rates than when you were pre-approved
07. Approval Package Review 15–45 min
Congratulations you only have the mortgage paperwork left, but don't worry, we guide you through it page by page.
08. Closing Time 5–10 min
Now your mortgage is complete and your journey to owning your property is pretty much done. All that is left is meeting with the lawyer and finalizing a couple of final details.
“My business is everything to me but I still wanted to be a home owner. Pilot helped align my short term goals and my long term business goals to make home ownership a reality.”
— Mark M

Entrepreneurship and Self Employed

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